A | Ottawa, Oct 20 (UNI) Hurricane Fiona is estimated to have caused 660 million Canadian dollars (about 528 million US dollars) in insured damage in Canada, the Insurance Bureau of Canada said.
Fiona is the most costly extreme weather event ever recorded in Atlantic Canada, and the tenth largest in the country in terms of insured damages, the bureau said in a press release, quoting the "record-breaking" initial estimates from Catastrophe Indices and Quantification Inc.
Many affected residents were located in high-risk flood areas and floodplains where residential flood insurance coverage is not available. As a result, the overwhelming majority of costs for this disaster will be borne by government, according to the release.
"As we begin to see the extent of damages caused by Hurricane Fiona, it is clear that much more needs to be done to enhance our resilience to extreme weather events and build a culture of preparedness moving forward," said Amanda Dean, vice-president, Atlantic, Insurance Bureau of Canada.
The long-lived and powerful storm first made landfall in Atlantic Canada on Saturday, September 24. With maximum wind gusts exceeding 100 km/h in Atlantic Canada and Eastern Quebec, Fiona resulted in tragic loss of life as well as violent winds, torrential rainfall, large waves, storm surge, downed trees and widespread power outages, the release said.
Insurance claims from severe weather have more than quadrupled across Canada since 2008. The new normal for insured catastrophic damages in the country has reached 2 billion Canadian dollars (about 1.6 billion US dollars) annually.
UNI/XINHUA PRT。 据悉，广发基金此前已针对官方直销渠道推出费率优惠，投资者通过广发基金 App、微信服务号、官网等直销平台，使用钱袋子办理基金认申购及定投业务，可享受“认申购费0折起”优惠，帮助持有人降低基金投资交易成本。 据了解，不少投资者在挑选基金时重点关注基金业绩、基金经理等要素，容易忽视交易手续费等投资成本要素。手续费看似单笔金额不高，但多次交易累积之下，会在一定程度上影响长期复利效果。以10万元申购主动偏股型基金为例，按认申购费率为0.8%测算，单次申购费用为800元。而通过基金公司直销0折优惠费率进行投资，该部分认申购费用可获得减免。该优惠同样覆盖定投扣款业务，长期分批投资可持续节省交易成本。 除费率让利之外，广发基金直销平台已具备多项配套服务能力。平台在交易日晚上19点起更新基金净值，支持查询在其他渠道购入的广发旗下基金产品，方便投资者统一查看持仓盈亏；平台还上线对话式AI理财助理 AiFa，为投资者提供智能理财辅助服务；此外，广发基金直销平台还布局了“天工”系列专户产品，服务高净值群体多元化资产配置需求。 业内人士表示，直销0费率不是短期营销活动，而是让利持有人的行业趋势。未来公募基金行业的竞争将转向资产配置、投教陪伴、客户服务能力等综合实力的比拼。对普通投资者而言，短期的市场涨跌难以预判，但交易成本可以自主掌控，选择官方直销渠道，是低成本长期理财的优选方式。 风险提示：本材料中的信息或表述意见仅供参考，不构成承诺、要约、要约邀请，也不构成对任何人的投资建议。基金过往业绩并不预示其未来表现，基金经理管理的其他产品业绩并不构成对本基金业绩的保证，基金有风险，投资需谨慎。
B | 基金管理人承诺以诚实信用、勤勉尽职的原则管理和运用基金资产但不保证基金一定盈利，也不保证最低收益。投资人购买基金时应详细阅读基金的基金合同和招募说明书等法律文件。基金管理人管理的其他基金业绩和其投资人员取得的过往业绩不预示其未来表现。投资需谨慎责任编辑：孙同怀。
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